A business credit card is a card which can be used for fulfilling the financial requirements of your business as opposed to personal use. Banks and credit card providers have various options for businesses of all sizes. Read on to know more about the top business credit cards of this year.
The best business credit cards are as follows:
CitiBusiness® /AAdvantage® Platinum Select® World Mastercard
The annual fee for this card is $99, which is waived off for the first year if the eligibility criteria are met. The APR on this card varies from 17.49% to 25.49%. The rate is dependent upon your creditworthiness. It is one of the best business credit cards and has a great offer of 70,000 miles of travel if you spend $4,000 in the first four months of getting the card.
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
It is one of the best business credit cards for businesses wherein there is a lot of travel involved. It comes with an offer of 0% APR for the first nine billing cycles, and after that, the rate of APR increases to a reasonable varying rate between 12.99% and 22.99%.
The last option you can consider for the same is SimplyCash® Plus Business Credit Card from American Express.
If you have an immediate need and you feel that your business has ticked all the checkpoints of the eligibility criteria, then the following are the best options for business credit cards with instant approval.
Top three instant approval business credit cards
You can consider the following options for instant approval.
- Capital One Spark Classic For Business
- Bank of America® Business Advantage Cash Rewards Mastercard®
- Milestone® Gold Mastercard®
Top three small business credit cards
If you are running a small business, do not worry. Here are the best options for you when it comes to small business credit cards.
- Ink Business Preferred℠ Credit Card
- The Business Gold Rewards Card from American Express OPEN
- Capital One® Spark® Miles for Business
You would need to start by gauging the use of a credit card for your business. After this, you may consider the APR, the rates, the benefits as well as the deal you are getting from the provider. Then you may finalize the one you like from the list of best business credit cards mentioned above.